Does it cost more to get insurance for a car I dont own.

Can u have car insurance without owning a car. You generally dont need car insurance if you dont own a car. Keep in mind if you dont own a car but drive one frequently enough a non-owner car insurance policy is probably a good idea. But in some cases you can still purchase car insurance even without a license.

However many insurers will only allow those with a defined relationship to you to take out a separate policy on your car. Some insurance providers will only cover you to drive a car you dont own if it belongs to your spouse or partner a parent your employer or a leasing company. This is typically done when a person doesnt own a vehicle but rents cars frequently.

Owning a car without insurance is legal if it is not required to be registered or is not driven. Free Car Insurance Comparison. Thats because the coverage you often get through someone elses car insurance a rental car company or credit card company is not always comprehensive.

It does not cover any of your injuries or damage to the car if you are responsible for an accident. If you dont own a car youll still need auto insurance if you want to drive while traveling for example or want to prevent your future rates from spiking due to a lapse in coverage. Yes someone else can take out insurance to drive your car without being the owner or registered keeper.

The Simple Dollar reports that a car insurance policy for a non-owner also referred to as non-drivers insurance usually grants a minimum level of coverage. As far as using non-owners coverage for the purpose of renting a vehicle this probably isnt what you are looking for. In addition if you find that you frequently borrow other peoples vehicles to run errands because you do not own a car of your own you should also consider a non-owner auto insurance policy.

Without such registration you cant obtain the permit that says youre the legal owner and you cant purchase licence plates of any sort. This is the simple answer In Ontario you can purchase a vehicle from a dealership or through a private sale without having purchased car insurance. You do not need to be an automobile owner and have insurance on a motor vehicle to be eligible to rent a car.