As long as youve got Jessicas permission its usually legal to get behind the wheel of her car even though youre not insured.

Can someone without insurance drive your car. The short answer. There are many reasons you might need to drive someone elses car whether its an emergency or you just need to run an errand. Car Insurance applies to the vehicle.

Driving Someone Elses Car Without Insurance in Canada. In most cases it is completely fine to drive someone elses car as long as they have their own insurance policy for the vehicle. New drivers are taught that driving without insurance is against the law and to an extent this is true.

Usually yes your car insurance coverage should extend to anyone else driving your car. The car insurance typically follows the car not the driver. You do not need your own insurance.

As long as youre licensed to drive in Ontario you can operate someone elses vehicle even if you dont have insurance of your own. This is because the policy follows the vehicle not the driver. While every insurance company has its own set of requirements that specify when you need to identify someone as an occasional driver on your car insurance policy heres the general rule of thumb.

Simply knowing they wouldnt mind is not enough. There are several considerations to this that are important to understand however. Generally speaking if you know that someone asks to borrow your car on a regular basis once or twice a week for example they should likely be added as an occasional driver on your car insurance.

If someone borrows your car and crashes it your insurance will cover the losses however your premiums may increase. You do not need your own car insurance policy to drive someone elses car every once in a while. This type of policy provides liability coverage for drivers who dont have their own vehicle.