As long as youre licensed to drive in Ontario you can operate someone elses vehicle even if you dont have insurance of your own.

Can someone without insurance drive my car. Driving Someone Elses Car Without Insurance in Canada. Driving someone elses car without insurance yay or nay. The short answer.

It might even include medical coverage and uninsured motorist coverage. That means that anyone with a valid license who drives your car is technically covered by your auto insurance. Usually yes your car insurance coverage should extend to anyone else driving your car.

As long as you give permission to somebody to drive your vehicle they will be allowed to drive your vehicle even if they are not listed on your insurance policy. No things like driving your parents car and not having your own insurance are not an issue. You must receive their explicit permission to operate the vehicle however.

This type of policy provides liability coverage for drivers who dont have their own vehicle. But thats not always the case. In such cases accidents would be covered by the car owners policy.

Learn More About Auto Insurance in. So who can drive my car under my policy. So if you lend your car to your best friend your sister or even your second cousin your insurance is most often the insurance that will pay in the event of an accident.

The car insurance typically follows the car not the driver. Its not a good idea to let someone without auto insurance drive your car. In Ontario the overarching rule is that insurance claims apply to your vehicle in most cases not individual drivers although your driving record still counts as a factor for underwriting.