However if you mean that as a driver you dont have insurance but you wish to drive a car insured to someone else then yes you can.

Can someone without insurance drive my car ontario. You need to have insurance for your vehicle before you register as the owner. This is the case even if they have their own vehicle and are the primary driver on their insurance. Listing drivers prevents this risk.

Where there is a subsequent conviction the fine doubles each time. The fine for driving without insurance is five thousand 500000 dollars plus a surcharge tax of approx. A fine of between 5000 and 25000 on a first conviction a fine of between 10000.

If someone borrows your car and crashes it your insurance will cover the losses however your premiums may increase. In Ontario anyone in your home with a valid license will be added to your insurance as an occasional driver. In Ontario driving without insurance may cost both the owner of the car and the driver up to 50000 in fines license suspensions and vehicle impoundment.

The penalties for driving with no insurance in Ontario are as follows. In fact a driver cannot own an auto insurance policy in Ontario until they have a full drivers license. You need to buy insurance from a private insurance company.

If someone drives your car without your permission however that individual will likely not be covered by your policy. A G1 driver does need to be insured but their auto insurance will typically be covered by one of. If someone borrows your car on a regular basis they should be included as an occasional driver on your insurance policy.

Also having Unlisted Driver Protection on your policy can give you peace of mind if you want the flexibility to lend your car occasionally to drivers not listed on your policy. If your family member is not listed on your policy and causes a crash in your car you could face a one-time financial consequence. In Ontario the overarching rule is that insurance follows your vehicle not individual drivers.