Usually yes your car insurance coverage should extend to anyone else driving your car.

Can someone without auto insurance drive my car. So if you lend your car to your best friend your sister or even your second cousin your insurance is most often the insurance that will pay in the event of an accident. You can be insured either by the car owner himself or by non-owner car insurance. Yukon drivers must buy auto insurance from a private insurer with at least 200000 in liability coverage.

New drivers are taught that driving without insurance is against the law and to an extent this is true. Actually anyone in the country of legal driving age and properly licensed can be covered under your auto policy as long as you give them permission to drive your car. There are several considerations to this that are important to understand however.

Think of it this way. Because the policy terms and state laws can vary widely always contact your insurance agent before loaning out your car or other motor vehicle such as. From the potential for an accident to increased premiums on your insurance coverage there are numerous hazards in the mix.

It normally includes bodily injury and property damage liability. That means that anyone with a valid license who drives your car is technically covered by your auto insurance policy. This type of policy provides liability coverage for drivers who dont have their own vehicle.

As long as youre licensed to drive in Ontario you can operate someone elses vehicle even if you dont have insurance of your own. Simply knowing they wouldnt mind is not enough. While every insurance company has its own set of requirements that specify when you need to identify someone as an occasional driver on your car insurance policy heres the general rule of thumb.

Your auto insurance covers your car not the person driving it. If someone borrows your car and crashes it your insurance will cover the losses however your premiums may increase. Driving Someone Elses Car Without Insurance in Canada.