Insurance providers will work with you if the person is your relative.

Can someone not on your insurance drive your car geico. Yes someone else can drive a car that youre still making payments on. Your car insurance policy outlines who has permission to drive your car and who doesnt and some policies may even explicitly state that no one besides you is covered when driving your car. This means the driver is listed on your insurance because they live with you but they are excluded from coverage.

There are exceptions to. Permissive use means that you gave the person permission to drive your car. The reason is that car insurance follows the car not the motorist.

Car insurance policies follow the car -- not the driver behind the wheel. Starting a non-owners insurance policy is a good option for driving a car that does not belong to you. So if the driver rear-ends someone or bumps another car in a parking lot and your insurance has lapsed you could be liable for damages.

You can also look into non-owner insurance which will cover you for liability while driving a car that isnt yours. This is whats known as permissive use Its important to note that this counts for irregular and infrequent borrowing. Its important to know your coverage will be held primarily responsible for damages if that driver gets into a wreck.

However if the vehicle is lent to someone who does not have a license dor drives the vehicle under the influence of drugs or alcohol then the insurance will not cover the damage. You typically cannot insure a car you dont own because you dont have whats called insurable interest in the car. Most insurance companies will require anyone living in your residence to be added to your policy as a listed driver or be excluded altogether.

As long as you give permission to somebody to drive your vehicle they will be allowed to drive your vehicle even if they are not listed on your insurance policy. When you can get a. There are exceptions though.