Our Price Index Shows Car Insurance Premiums Fell 105 - Did yours.
Can someone else drive my car and be covered by my insurance. But the person driving your car has to be found legally at fault before your insurance will pay. Only a minority of policies now offer DOC Drive Other Cars coverage. - For more news reviews and Top Tens visit httpswwwhonestjohncouk.
This means your insurance will likely cover another driver in the event of an accident as long as they had your permission to drive your vehicle. The drivers insurance may cover some personal injury or medical expenses. Its easy to add a named driver to your policy.
The car insurance typically follows the car not the driver. Think of it this way. Driving someone elses car on my insurance.
Can someone not on my policy drive my car. The rationale is that people living in the same household likely use each others vehicles somewhat regularly. So if you lend your car to your best friend your sister or even your second cousin your insurance is most often the insurance that will pay in.
My son is moving back to London from Scotland. Youll often have to request it and pay for it as an extra. Typically even if the person driving your car has his or her own insurance your insurance will be the primary payer for damages caused by your vehicle.
Its an urban myth that your car insurance will cover you to drive any car. It might be an emergency or you may have permission from the car owner but that doesnt mean its legal. If you have third party or third party fire theft insurance the answer is that youre definitely not insured for driving other cars.