Yes you do need car insurance to drive someone elses vehicle.

Can i let someone without insurance drive my car. As long as youre licensed to drive in Ontario you can operate someone elses vehicle even if you dont have insurance of your own. Actually anyone in the country of legal driving age and properly licensed can be covered under your auto policy as long as you give them permission to drive your car. But if someone rarely asks to borrow your car.

As long as youve got Jessicas permission its usually legal to get behind the wheel of her car even though youre not insured. Auto insurance follows the car first. Check out your insurers guidelines on other people driving your car before you let someone behind the wheel.

In Ontario the overarching rule is that insurance follows your vehicle not individual drivers. You can be insured either by the car owner himself or by non-owner car insurance. If its an occasional use say I borrow your car to go pick up milk and as long as permission has been verbally granted youll typically be.

That means that anyone with a valid license who drives your car is technically covered by your auto insurance policy. Is it legal for someone to drive my car who is not on my insurance policy Generally its not a problem if theyre driving with your consent says Jeanne Salvatore Senior Vice President of Public Affairs and consumer spokesperson for the Insurance Information Institute. Jessica gives you permission to borrow her car.

If you drive someone elses car like your parents or friends their auto insurance policy should cover you if you have a valid license. As long as you give permission to somebody to drive your vehicle they will be allowed to drive your vehicle even if they are not listed on your insurance policy. If someone else gets into an accident and it turns out they drive your car quite frequently the claim can be denied.

Driving Someone Elses Car Without Insurance in Canada. There are several considerations to this that are important to understand however. Typically coverage protects the vehicle regardless of who is driving.