So the simplified answer is yes you can get life insurance if you have had cancer.

Can i get life insurance if i've had cancer. If you are currently undergoing treatment for cancer or if you have had a cancer diagnosis within the last two to four years you will not be able to purchase a traditional term or whole life insurance policy and will have to purchase a more expensive final expense policy. A life insurance company will want to ask a number of additional questions in order to find out as much as possible about the condition as well as writing to your doctor. If youre looking for life insurance as a cancer patient or cancer survivor then check out these helpful tips.

There are a few with a 5-year requirement. You can get life insurance with a pre-existing condition. In most cases cancer survivors are.

The main reason you might like to have life insurance after cancer is that the payout could pay off your debts if you passed away such as your mortgage. How you answer those extra questions and what additional information is supplied from your GP will depend on whether you will get accepted for life insurance. Taking out life insurance as a cancer patient or survivor will depend on two things.

There are many scenarios where a cancer patient can buy life insurance and at an affordable rate. Insurance providers will ideally want you to have been free of cancer and have been finished with treatment for a few years although it does depend on the stage and type of cancer. Life Insurance and Cancer.

By law you must disclose any known information about your health that may be relevant to the insurance companys decision on whether or not to provide you with cover. According to Cancer Australia a government initiative by 2017 the risk of developing cancer by the age of 85 is 1 in 2. Or you may be refused cover altogether.

Compare Life Insurance Rates for Cancer Patients. Life insurance policies with an exclusion for cancer-related claims are rare. For most carriers the requirement is that you havent had cancer in the past 10 years.