So the simplified answer is yes you can get life insurance if you have had cancer.

Can i get life insurance if i had breast cancer. If you receive a Centrelink payment you should also discuss the impact of this with Centrelink. However getting life insurance with pre-existing conditions can be tricky - although not impossible. Guaranteed issue life insurance is most often available to people over 50 but if you are under 50 and living with cancer it may be possible to purchase a guaranteed issue policy with some insurers.

Rates can be as low as 58 per month or 696 annually if you are in remission. Breast cancer life insurance coverage is possible and can be affordable. This includes life insurance and disability insurances.

If you have had or are living with cancer and you want to buy life insurance you will usually be offered a higher premium than average. Different insurance companies will have specific policies on the matter. If not ER-Positive most insurers will postpone offering life insurance for 1-2 years after all treatment.

If your breast cancer was ER-Positive standard life insurance rates are possible. With many cancers life insurance providers wont typically accept policy applications for. Or you may be refused cover altogether.

And then youll most likely have to pay more for your coverage for a while. Yes but it depends on. If you are currently in treatment for cancer you cannot get traditional life insurance.

The most common types of cancer in Australia are breast cancer prostate cancer melanoma and cancer of the colon. When youve been cancer-free for five years or so you may qualify for a rate reduction. Terms for Breast Cancer life insurance will depend on a number of factors which will be assessed by underwriters such as.