When you first buy a car it will not yet be registered under your name but you will list the car on your insurance policy in order to get coverage.
Can i get insurance on a car not registered in my name. Resident chances are your state law permits you to register and insure your car under different names. If you are the registered owner of the car you will need to purchase your own auto insurance under your own name. This covers you in the event that you injure or kill someone or damage someones property while driving.
One of the ways you can insure a car you dont own is to gain partial ownership first by co-titling the vehicle. However some individual insurance companies may refuse to underwrite a policy on a given vehicle without the explicit consent of the vehicles owner. You can opt for three different ways through which you can get the insurance of a car not in your name.
If you are a US. Enlisting as a Named Driver. Legally you probably do not need to buy auto insurance if you do not own a car.
We didnt think anything of it but when AAMI got wind of it they basically ordered us to change it else Id get. However you can co-title a car or add someone as a named insured to your auto policy. You need to have insurance for your vehicle before you register as the owner.
Can I Purchase Auto Insurance For A Specific Car I Dont Own. Along with that many states prohibit a vehicles registration in a different name than is on the proof of insurance. Can you get insurance on a car you dont own.
Once you have insurance coverage for the car you can take care of the registration of your vehicle with the state DMV which will require proof of adequate auto insurance in advance. Insurance companies want you to have insurable interest in the car but policy terms and state laws vary. That being said your insurer might not give you a policy if you dont.