Insuring a car not in your name may be possible but it depends on the insurance companys underwriting guidelines.
Can i get car insurance if the car is not in my name. However if you frequently rent cars or drive someone elses car it may be a good idea to buy a non-owner policy. But it really comes down to your insurance companys underwriting guidelines. One alternate option is to become an additional owner of the car by co-titling the vehicle.
It is possible to purchase auto insurance for a specific vehicle you do not own in some circumstances. Yes but only if you are the primary driver of the vehicle. When you do this your.
If the car is insured but not in my name or rather your name its important that you verify that you have coverage in the form of an automatic coverage extension. Enlisting as a Named Driver. Non-owner insurance is an option for people who dont own a vehicle but want to be covered with liability coverage in case of accidents.
However you can co-title a car or add someone as a named insured to your auto policy. If you dont have an insurable interest in a vehicle meaning youd be financially affected if anything happened to it most car insurance companies will not allow you to insure it. You can enlist yourself as a user of the car by being the named driver you can opt for a transfer of title to your name before getting insurance or the owner of the car can add you to their insurance policy.
Legally you probably do not need to buy auto insurance if you do not own a car. Each insurer sets its own rules and regulations and establishes rules about purchasing car insurance policies. For instance you can get car insurance under your parents name if you are simply an additional driver.
However it can be tricky especially if you do not reside with the vehicles owner. Check the link to learn about Can I Get Insurance For Car Not In My Name please check out. How to co-title a car.