You typically cannot insure a car you dont own because you dont have whats called insurable interest in the car.

Can i get auto insurance on a car i don't own. Whether you rent or borrow a car often or need to file for an SR-22 without a vehicle a non-owner policy is a relatively inexpensive option to purchase auto insurance liability coverage. You cant insure a car you dont own if you live in New York unless you add your name to the title or the owners insurance policy. Typically the insurer will want to know more about the situation and will handle on it on a case-by-case basis Newman says.

They say that the only way to increase coverage is to add an endorsement to your own car. Insurance companies almost always require that a policyholder have an insurable interest or a level of ownership in the vehicle being insured. If the car has your name on the title it will need to be your own policy.

You can also look into non-owner insurance which will cover you for liability while driving a car that isnt yours. Can you insure a car you dont own. If someone in your home has a vehicle you should get listed as a driver on that auto insurance policy if possible.

The Simple Dollar reports that a car insurance policy for a non-owner also referred to as non-drivers insurance usually grants a minimum level of coverage. Some tips that may assist you in obtaining auto insurance on a vehicle you do not own may include. There are exceptions however in which someone can get a policy for a car they do not own.

Companies have to be cautious because of the litigious society we live in. Buying a non-owner car insurance policy is an option if the insurance company will not allow you to be added to the owners policy as a listed driver. However there are some instances where insurance providers will provide this type of coverage.

Free Car Insurance Comparison Secured with. Technically its possible to buy a car without insurance but you cant register as the vehicles owner without a policy nor can you obtain legal owners permit and you can. If you often drive cars you do not own you may want to check out non-owner automobile coverage.