Getting your own policy for a car thats registered to you with your name on the title is the only way youll be able to have insurance for that car.
Can i get auto insurance for a car not in my name. Once you understand how your company defines an insured driver you will have a better idea if you can drive a car if your name is not on the insurance. Luckily in this guide we will go over three simple ways to insure a vehicle not in your name. Each insurer sets its own rules and regulations and establishes rules about purchasing car insurance policies.
In addition to insurable. One alternate option is to become an additional owner of the car by co-titling the vehicle. Only in rare cases do insurance companies allow you to insure a car you dont own.
If refinancing isnt possible your credit is at risk if your ex-wife cant make the payments. No in most cases its unlikely that youd be able to insure a car that isnt in your name. How to co-title a car.
Insurers do this to protect themselves from insurance fraud. Car insurance companies usually require that car insurance and registration be under the same name. Enlisting as a Named Driver.
Insuring a car not in your name may be possible but it depends on the insurance companys underwriting guidelines. You can enlist yourself as a user of the car by being the named driver you can opt for a transfer of title to your name before getting insurance or the owner of the car can add you to their insurance policy. You need to prove an insurable interest in a vehicle if your name isnt on the title.
Non-owner insurance is an option for people who dont own a vehicle but want to be covered with liability coverage in case of accidents. To become a primary policyholder on a vehicle that is not yours can be very difficult. Unfortunately as long as your name is.