Then if it does happen you or your family get money to help cover the costs.

Can a person get life insurance if they have cancer. If you have prostate cancer securing the life insurance you need to protect your family may be more challenging but it is not an impossible task. Life insurance comes in various types. Actually if youve strictly followed all treatment waited an appropriate numbers of years and are released from a doctors care then theres a good chance you are eligible.

There are usually exceptions for non-melanoma skin cancers like basal cell carcinoma and squamous cell carcinoma. Many people think they can qualify for life insurance soon after remission but that is not true. Insurance is really a way of betting against a particular thing happening.

You must be in remission. 4 rows Permanent life insurance provides lifetime coverage whereas term policies only cover a set. The two most common types of life insurance policies term and permanent will most likely not be available to you as a cancer patient though there is no rule against applying for coverage and.

If you already have a policy a death from cancer is covered by all standard types of life insurance along with other diseases illnesses and accidents. Many companies want 10 years because the recurrence rate can be high with many types of cancer. With some types of diagnoses like certain skin cancers or prostate cancer your life insurance company may approve you even sooner.

Most term and whole life insurance policies are not available to cancer patients and youll be rejected if you apply for coverage. You can qualify for a life insurance policy with cancer though your options are significantly restricted. There are life insurance policies available specifically if you are cancer survivor.

The simple answer is yes you can apply for life insurance coverage. Which would be required and to what degree will depend upon the specific insurance company and your individual circumstances. An unwritten rule for cancer survivors is there needs to be a minimum of 5 years between the last treatment and the application for life insurance.