To protect your livelihood Progressive offers non-owned car insurance to cover your drivers while delivering.

Best auto insurance for pizza delivery drivers. Restaurant policies still dont cover your cars damage. Other insurance for your pizza business. General liability protects against accidents and lawsuits that can occur at your business such as a customer who slips and falls.

There are two kinds of car insurance for pizza delivery restaurants. Your business or your employees. Adding a business policy to a personal policy can raise your rates by about 150 per month.

The type of insurance you are going to need in the delivery business is commercial insurance. Allstates coverage for delivery drivers is called Ride for Hire and it offers coverage for delivery drivers as well as Uber and Lyft drivers. Rideshare insurance for delivery drivers Adding rideshare coverage to your car insurance can extend your personal auto coverage to your delivery driving.

For instance Progressive offers pizza delivery insurance which its website says is commercial vehicle insurance designed to protect you and your vehicle while working as a pizza or food delivery driver. Stump recommends that pizzeria operators who offer delivery include non-owned auto insurance as part of their coverage. Coverage is in excess of the delivery drivers personal auto policy.

It offers lower minimum premiums and deductibles. Our overall top pick for delivery driver insurance is GEICO an auto insurance carrier that has been around since 1936 and has received a top A rating from AM. Commercial auto insurance or hired and non-owned auto insurance might be right for your business especially as carriers expand these policies to cover delivery driving.

Risk Services specializes in insurance products for the restaurant industry with an emphasis on pizza-delivery restaurants. Personal vehicle insurance is for drivers participating in routine travel. Premiums start at 2700.