If the accident wasnt your fault you can use a credit hire company instead of making a claim through your insurance company.

Auto accident no insurance. So if you live in a no-fault state and you dont have insurance even if youre at fault for the accident the other driver probably cant. Driving Without Insurance The Law It is an offence to drive a motor vehicle without a valid certificate of insurance in place that covers you to drive that vehicle on that particular occasion. If you accidentally rear-ended someone with just a little tap or you had a collision that left one or both vehicles with only a small dent or scrape is it really worth it to go through your insurance company or is it easier to settle the claim on your own.

Recommended by 938 Of Users. Car Accident With No Insurance Made Through The Motor Insurers Bureau The Motor Insurers Bureau is an organisation set up by the insurance industry which is able to compensate motorists whove been involved in an accident with an uninsured or untraceable hit and run driver. Accidents caused while driving under the influence of alcohol or drugs tend to result in points on your driving licence possible driving convictions and the most severe premium spikes.

In most states if you cause an accident your liability insurance helps cover the other drivers car damage costs and medical expenses up to your coverage limit. Even if the vehicle itself is insured if youre not correctly insured. If you do claim on your insurance and your car is declared a write off you could ask the insurance company how they work this out.

If you have an accident causing damage or injury you must give the following to anyone with reasonable grounds for requiring them for example an insurance company. Let us Help You Save Money and Get a Better Deal. Only under very limited circumstances can the injured person step outside of the no-fault system and file a lawsuit.

No cost alternative to your insurance claims service we protect your claims history and claim directly from the at fault drivers insurance company and at no cost to you. See Section 143 of the Road Traffic Act 1988 No Insurance Information Shortcuts. If the land youre driving on cant be accessed by the public you do not need insurance.

If you have an accident in an older car with minor damage you may decide not to claim on your insurance in case the car is written off. Then you can get the car repaired yourself and keep it. Recent car accident with no insurance not sure if I was at fault or what to do a few days ago I had stopped at a stop sign looked both ways and saw no cars so I proceeded to turn left on a through back road and this guy comes speeding and swerves in front of me causing me to tbone him.