These drivers must use their own insurance policies to repair their cars and pay for their medical bills.

Auto accident no insurance not at fault. Because you have now been deprived of the use of your vehicle you have the lawful entitlement to arrange for another vehicle or alternative transport to use while being deprived of yours. If the driver that causes the accident is also uninsured you can sue the driver for compensation. Once this is done your claim will be recorded as a non-fault claim on your insurance history.

Recommended by 938 Of Users. Since you arent at fault the other drivers state mandated liability insurance coverage would generally pay for damage to your car and property and for your medical bills for injuries up to the limit of the policy. In a no-fault state if a person is injured in a car accident that person is generally required to seek compensation directly from their own car insurance coverage.

Get A Free Quote In Minutes. A few days ago I had stopped at a stop sign looked both ways and saw no cars so I proceeded to turn left on a through back road and this guy comes speeding and swerves in front of me causing me to tbone him. Some states have laws that limit the amount of compensation you can get after an accident as an uninsured driver.

When you have an accident that is not your fault you have the entitlement to be put back into the same situation you were in prior to your loss. A non-fault car insurance claim happens when the fault or liability of an accident lies with somebody else eg. Most insurers will waive the excess if they agree you are not at fault for an accident but this is subject to several criteria.

How to prove that the accident isnt your fault. If the accident wasnt your fault. It is the opposite of an at-fault claim where you are liable for any damage.

Under this plan all Quebeckers are covered by the Société de lassurance automobile du Québec for bodily injury sustained as the result. If youre in a fault state you cant make a payout claim after an accident when youre not at fault. Your insurance provider will try to recoup the costs of repairs to your vehicle from the person responsible.