This is yet another common exclusion for the travel insurance covers from Kenya.

All of these are common exclusions to a life insurance policy except. Certain types of deaths are excluded from payment on a life insurance policy. Medical expenses covered under workers compensation. You need to be aware of the common exclusions so that you can understand and plan for the implications of these circumstances.

Suicide is usually an exclusion in a life insurance policy. In life insurance an exclusion is a cause of death that releases the insurance company from having to pay the death benefit to an insured persons beneficiary. 5 Common Life Insurance Exclusions.

For members travelling to these regions different life insurance policies can be taken to cater for the high risk. However a suicide is an exclusion in a Life Insurance policy. Asked Apr 26 in Business by Book-Worm1.

Answered Jun 2 2016 by Cenkto. All life insurance companies do not pay out the sum assured when death takes place by suicide within the first year of the policy term. Risks described in exclusions arent covered by the policy.

The most common life insurance exclusions are. All types of insurance policies have certain exclusions and limitations and may exclude the insured person from cover in certain circumstances. Maternity-related Usually life insurance policies may not cover death caused due to pregnancy or pregnancy-related complications.

Health insurance policies usually never insure any medical treatments present from birth which means the insurance doesnt cover any genetic diseases. Common exclusions in accident and health insurance policies include all of the following except. One life insurance exclusion is suicide within the first two years of the policy.