Can I take life insurance if I have cancer.

You get life insurance if you have terminal cancer. Most insurance companies will require cancer to be in remission. So if cancer is the cause of death or is the cause of a terminal illness diagnosis then yes it is covered. This type of policy will offer face amounts typically ranging from 1000 to 25000.

There are a few different options to research. If you add Critical Illness Cover for an extra cost when taking out a life cover policy with us youll have further financial protection in the event youre diagnosed with a condition covered by the policy. Cancer survivors can purchase life insurance from any company but keep in mind that you will still pay an above-average premium because cancer is considered to be a pre-existing condition.

You can get life insurance with a pre-existing condition. Find the official insurance at the bottom of the website. If you already have a whole or universal life insurance policy you may be able to purchase this endorsement without any underwriting.

The company has an AM Best rating of A- Excellent and is available in 48 states excluding New York and Wyoming. In some cases policies are available for age 40 and older. If you have terminal cancer it will be much harder but not impossible to get a policy.

More on life insurance and cancer. It is still possible to claim where an illness is terminal but not within the guidelines of an insurance policy for terminal illness benefits which usually. It depends on the severity of your cancer and your medical outlook.

Follow these easy steps. Guaranteed issue life insurance is most often available to people over 50 but if you are under 50 and living with cancer it may be possible to purchase a guaranteed issue policy with some insurers. It must be a guaranteed life insurance policy though not a simplified issue policy.