Other times they might be slow to claim liability in which case you may have to pay for the rental car yourself or through your own policys rental reimbursement coverage if you have it and pursue reimbursement later.
Will the other person's insurance pay for a rental car. If your policy includes rental coverage also known as loss of use rental costs can be covered. Credit card insurance will usually cover again check the fine print but make sure that you use that credit card to reserve and pay for the car. Other countries are hit or miss.
Check your insurance policy to see how much time you have on your rental car payments. Read rest of the answerMoreover will the other persons insurance cover a rental car. When the other partys insurance does pay for your rental car you can typically keep it until the claim is resolved either by your car being repaired or the insurance company cutting you your check for the value of your car.
Often rental coverage only lasts 30 days. Sometimes you need a rental right away before details can be worked out. The person in whose name the car rental is purchased and insured assumes a risk if the second driver gets into an accident or if the car is stolen when used by the second uninsured driver.
However laws do vary for this depending on your area and each insurance company will have its own policies. This could leave you with out-of-pocket expenses to try to recover from the negligent driver. Often there is a maximum amount that your insurance company will pay per day for a car rental and a maximum amount of coverageor both.
If you have car rental insurance what is covered will be based on the coverage you purchased. They can advise if the claim covers a rental. What is important to note here is that if the other insurance company finally accepts liability for this accident then they would have to pay all expenses incurred by the car owner including the rental car fees and the deductible and diminished value if the car owner wanted to fight that battle.
Lot more interesting detail can be read here. To get this coverage you need to use the credit card to reserve and pay for the rental vehicle. On the other hand if the other partys insurance company pays the rental they do not have to pay for the rental fees right away and they can limit what they pay out.