The one caveat with using your insurance is theres a cap on the number of days.

Will other insurance pay for rental car. You can typically purchase a collision damage waiver and other levels of liability and personal effects insurance directly at the rental car. There are a lot of credit cards that have the extra service of providing vehicle insurance for car rentals. Dont buy any additional insurance at all You can just stick to.

If you need your rental immediately you may need to front the rental costs yourself or rent through your own insurance company then seek reimbursement from the other drivers insurer later. Your coverage may be set at a daily limit like 40 a day for 30 days or an overall maximum dollar amount like 1000. Rental costs can be covered.

If you rent a car you need some form of insurance to protect the vehicle and yourself. Based on the 4 types of insurance offerings if you took all of them it could cost you 35 to 40 per day over and above the cost of the rental car. Check your insurance policy to see how much time you have on your rental car payments.

Pay with Your Existing Car Insurance In many cases if your regular auto insurance covers collision damage to your insured car it also covers damage to a short-term rental. A rental car gives you the flexibility to go anywhere you need to at any time without having to coordinate schedules with family or friends. Often rental coverage only lasts 30 days.

If the other driver did their auto insurance company is on the hook for rental car repair charges. In general the coverage you have from your primary auto insurance will cover a rental vehicle. If you were not at fault in the accident discuss your rental needs with the adjuster.

Its smart to understand your coverages and fill gaps as needed. Getting a Rental Car Using At-Fault Drivers Insurance. However laws do vary for this depending on your area and each insurance company will have its own policies.