The best case scenario is that the other driver is at fault for the accident and they have insurance coverage.

Will other insurance pay for rental car. How long your insurance company will pay for a rental car depends on your rental reimbursement coverage limits. You will want to get a car under that limit or face having to pay the difference out of pocket. You can typically purchase a collision damage waiver and other levels of liability and personal effects insurance directly at the rental car.

This type of insurance wont reduce the excess nor your deposit youll pay when you pick up the car although it does insure both. Getting a Rental Car Using At-Fault Drivers Insurance. Rental costs can be covered.

They can advise if the claim covers a rental. Without it you would have to pay for any damage out of pocket above basic protection. If you need to get a rental car before the at-fault driver has been determined you can either go through your own car insurance company provided you have rental car reimbursement coverage or rent a car on your own and get reimbursed by the at-fault drivers insurance provider later.

If you need your rental immediately you may need to front the rental costs yourself or rent through your own insurance company then seek reimbursement from the other drivers insurer later. A rental car gives you the flexibility to go anywhere you need to at any time without having to coordinate schedules with family or friends. If you were not at fault in the accident discuss your rental needs with the adjuster.

If the other drivers insurance determines theyre at fault they may be obligated to pay for your rental car. Pay with Your Existing Car Insurance In many cases if your regular auto insurance covers collision damage to your insured car it also covers damage to a short-term rental. If the other driver did their auto insurance company is on the hook for rental car repair charges.

There may be additional fees from the rental car company for the loss of use of their vehicle that your credit card wont cover. The one caveat with using your insurance is theres a cap on the number of days. In deciding who pays for the rental car after an accident the most important inquiry here is who caused the accident.