Hired and non-owned auto insurance.

Will my personal auto insurance cover business use. I would have thought that the addition of business use on any policy would cover this. Much the same as Class 1 but covers you the policy holder and a named driver. If youve any named drivers on the policy they might not be covered for their business-related use.

Class 1 business car insurance will usually cover you for travel to and from you usual place of work as well as regular visits to other sites and offices related to your work. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. Its not the primary use of the car but nevertheless requires a slightly higher level of cover.

These policies will often also cover a spouse as a named driver but only at a standard level - not for business use. Most of our policies automatically qualify for personal business use as standard at no extra cost. If your business activities are covered by your personal car insurance policy or by the companys commercial insurance policy then you should be safe.

For example if you work in one location but you need to travel to another office or site or if you need to travel to a meeting or run a work errand like picking someone up from the station. Unfortunately we cannot cover business use for chauffeurs taxi drivers driving instructors or parceltakeawayfast food delivery drivers if they are using the insured vehicle in connection with their occupation. The only exception is livery carrying goods or people for a fee.

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This policy also covers employees who use their own cars to run work errands or rent cars for business trips. Note-Using the vehicle for livery will. Class 1 This covers driving between multiple places of work or occasional travel to meet clients.