In most cases your existing car insurance will automatically extend accident benefits and third party liability coverage to the rental vehicle.
Will my insurance pay for a rental car. If you want to pay for fancy best to pay the fancy insurance as well. Rental reimbursement coverage will help you pay for a rental car as part of a covered auto insurance claim. Often rental coverage only lasts 30 days.
To get this coverage you need to use the credit card to reserve and pay for the rental vehicle. The limits would be the same as those on your own vehicle. Without it you would have to pay for any damage out of pocket above basic protection.
Pay with Your Existing Car Insurance In many cases if your regular auto insurance covers collision damage to your insured car it also covers damage to a short-term rental. Your own policy only covers the minimum. Also depending on the type of credit card you have you may be eligible for free rental car.
The answer it depends. If youre renting a car in the US. If you need a rental car to get around check with your car insurance company to see if you have rental reimbursement coverage on your policy.
Physical damage to the rental vehicle may be covered if you carry it on your. Most car insurance covers your rental with some significant restrictions. Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental.
Rental car reimbursement is an affordable add-on to your insurance policy. The one caveat with using your insurance is theres a cap on the number of days. Your insurance company then goes after the other insurance company to get reimbursed for the money they paid for your rental car.