Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive.

Will my insurance cover rental car damage. In order to be covered for liability and personal accident insurance your Ontario auto insurance policy needs the OPCF27 liability for non-owned automobiles endorsement to be transferable to a rental car. However your liability insurance will not pay for the damage you do to the rental car that will require different coverage. An accident with another car Damage from extreme weather like wind or hail Damage from animals like a mouse infestation or hitting a deer while driving.

If youre renting a car in the United States your regular car insurance may cover you for bodily injury liability which pays for injuries suffered by other people in an accident for which youre held responsible. Some credit cards offer coverage for damage theft accident and health protection typically with limits. If you are traveling to.

Liability collision and comprehensive. In Europe car rental rates typically include liability insurance. While some travellers often make it a personal rule to say no to all of the above declining insurance on your rental when youre less than fully covered by a credit card or personal policy could end up costing more in the long term.

It also has a deductible which is the. To get this coverage you need to use the credit card to reserve and pay for the rental vehicle. You are a high-risk driver and it is not worth another claim.

In order for your primary automotive insurance to cover your rental car youll need three types of coverage. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. Even if you dont own a car there are many cash back credit cards and travel credit cards in Canada that provide you with both collision and damage coverage for rental vehicles.

Loss Damage Waiver LDW At the rental car office youre likely to encounter certain insurance-related terms. Your own insurance does not fully cover the rental car. Generally rental companies will offer a loss-damage waiver or collision-damage waiver liability insurance personal accident insurance and personal effects coverage.