Generally rental companies will offer a loss-damage waiver or collision-damage waiver liability insurance personal accident insurance and personal effects coverage.

Will my insurance cover rental car damage. If you are traveling to. That means if you carry comprehensive and collision coverage on your daily ride youll be protected against physical damage to your rental car. Both this supplement and your own insurance will cover the cost of damage that you are responsible for causing to the vehicle.

The car rental firm simply waives its right to ask you to pay. This type of coverage pays out even if youre responsible for the accident. Some credit cards offer coverage for damage theft accident and health protection typically with limits.

Your liability insurance will pay for the damage you did to the other car or anything else that you hit. Liability collision and comprehensive. Even if you dont own a car there are many cash back credit cards and travel credit cards in Canada that provide you with both collision and damage coverage for rental vehicles.

It also has a deductible which is the. CDW is similar but it only covers losses caused by collisions. If your locked rental car is broken into while youre traveling the travel insurance add-on will cover any damage or vandalism of the vehicle.

To get this coverage you need to use the credit card to reserve and pay for the rental vehicle. You are a high-risk driver and it is not worth another claim. While some travellers often make it a personal rule to say no to all of the above declining insurance on your rental when youre less than fully covered by a credit card or personal policy could end up costing more in the long term.

The rental company will offer you a liability insurance supplement. However your liability insurance will not pay for the damage you do to the rental car that will require different coverage. Its not technically insurance.