Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering.

Will my insurance cover a rental car accident. In that case contact your own insurance agent to file a claim and manage the auto rental process. Car repairs are not the only cost you will incur if you are in an auto accident. Apr 29 2019 another option to consider.

Hi so Im 18 from the USA Texas to be specific and I just got into a car accident where the police at the scene declared the other driver to be at fault as they were driving under the influence of drugs and t-boned my car. If your regular policy doesnt cover that you. Its important to note that if your car has to be in the repair shop following an accident your auto insurance wont automatically cover the cost of your replacement rental car.

Car Insurance Cover Rental Car. The one caveat with using your insurance is theres a cap on the number of days. However its good to check your individual policies before you rent a car so you can see what you might want in supplemental coverage.

This coverage available through your insurance company costs about the same as renting a car for just one day but is not always included in your auto policy. In general the coverage you have from your primary auto insurance will cover a rental vehicle. Rental coverage pays for the cost of a rental while your vehicle is repaired after an accident.

This includes injuries to the rental car driver and passengers and may cover the cost of an ambulance or sometimes even death benefits. If your auto policy extends to car rentals you are covered for both collision and liability up to the limits of your coverage. If you have car insurance you might already be covered for CDW liability and accident benefits when you rent a car as long as theyre all included in your policy.

Here is a look at the. If it does you can use your insurance to pay for the rental vehicle right now. Personal accident insurance to help pay you and your passengers medical bills if youre injured in a rental car accident.