Yes your home tenant or condo insurance policy will likely have you covered if your dog bites someone hurts another dog or damages someone elses property.

Will my homeowners insurance cover dog bites. Does your homeowners insurance cover dog bites. Maybe you would like to learn more about one of these. This is part of your liability coverage which protects you from lawsuits and covers damages for household mishaps.

Your policys liability insurance is intended to protect you financially by covering medical expenses if someone is injured on your property. Medical coverage can be covered by people and response. No but it will take longer to have your policy approved.

Youll need to review your specific policy to be extra super-duper sure youre covered though. However if your dog bites a stranger or guest and they sue or need medical care your legal and medical expenses may be covered by the personal liability and medical payments portions of your policy. The following factors could influence whether you have coverage.

Personal liability coverage and medical payments coverage on your homeowners insurance policy may pay for injuries legal expenses and hospital bills if a dog youre responsible for bites someone. The III notes that along with increased medical costs jury awards and settlement amounts have been on the upswing. If the claim exceeds the limit the dog owner is responsible for all damages above the liability limit in their policy.

Does homeowners insurance cover dog bites. On the other hand there are insurance companies that may require a higher premium for homes with dogs that have been blacklisted. Homeowners insurance policies typically cover dog bite liability legal expenses up to the liability limits typically 100000 to 300000.

The average claim has increased 134 from 2003 to. For example say youre out at the dog park and Fang accidentally bites his doggie BFF your homeowners insurance covers any vet bills that may come back to you by way of that dogs owner. However not all home insurers offer coverage for dog bites.