Those policies are designed and priced to cover a private driver not a car driven by a new stranger every weekend.

Will my car insurance cover turo rental. When using Turo as a guest or host your best option is to select one of the Turo options discussed above. If you have any questions about a specific rental I recommend calling Amex before booking your rental car. Be mindful that your standard car insurance rate may increase if you choose to rent out your vehicle.

Ad Compare Insurance Quotes For A Range Of Cover Types With Compare The Market. If youre a Turo host your personal car insurance policy will not cover your vehicle while its being rented. If you do have insurance our liability insurance provider will supplement your personal coverage.

State Farm insurance with Turo. Car insurance policies written for personal use that is for everyday driving to work and other errands will probably never cover your vehicle while someone else is renting your car on Turo. For example your car insurance company might cover liability with your Turo rental but not accidents or physical damage.

But before you do enter your ZIP code into our free comparison tool above to find affordable car insurance in your area. Hosts who provide their own commercial rental insurance do not receive Turo coverage for their vehicles or their customers. This policy is written by Liberty Mutual and comes in either 30000 in liability coverage or 1000000 of liability coverage.

So Amexs premium car rental protection wont cover most vehicles you rent through Turo. However if you have an accident or damages to your car when you are driving it for personal use you may have to prove to your car insurance company that it was not being used as a Turo rental at the time of the incident. Turo pretty much tells you they have no idea if your car insurance will cover you and suggests you buy a spot policy that covers you while driving.

This means youll need to have both personal car insurance and additional coverage for Turo. Keep reading below to learn if car insurance covers Turo as a host if car insurance covers Turo as a guest and how Turo works. Ad Our Comprehensive Policies Include Cover Against Uninsured Drivers As StandardTCs Apply.