However if you have an accident or damages to your car when you are driving it for personal use you may have to prove to your car insurance company that it was not being used as a Turo rental at the time of the incident.

Will my car insurance cover turo rental. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. No your standard personal car insurance policy does not extend to Turo. If you do have insurance our liability insurance provider will supplement your personal coverage.

All hosts outside of the USA UK and Alberta British Columbia Nova Scotia Ontario and Quebec in Canada must have commercial rental insurance for their customers. Those policies are designed and priced to cover a private driver not a car driven by a new stranger every weekend. Car insurance policies written for personal use that is for everyday driving to work and other errands will probably never cover your vehicle while someone else is renting your car on Turo.

Turo pretty much tells you they have no idea if your car insurance will cover you and suggests you buy a spot policy that covers you while driving. See If You Can Save Money And Feel Confident In Your Cover With Saga. State Farm insurance with Turo.

But before you do enter your ZIP code into our free comparison tool above to find affordable car insurance in your area. We are planning to rent out a vehicle through Turo for our trip to Maui but were debating if we need to pay for extra insurance or not. This means youll need to have both personal car insurance and additional coverage for Turo.

Keep reading below to learn if car insurance covers Turo as a host if car insurance covers Turo as a guest and how Turo works. Many insurers have no issues with covering a rental car but may not cover Turo rentals specifically. Ad Our Comprehensive Policies Include Cover Against Uninsured Drivers As StandardTCs Apply.

You dont need personal insurance coverage if you book a trip with a protection plan made available via Turo. Called State Farm and said they cover rental cars since we have a full coverage but we forgot to ask if it includes Turo. Be sure to ask exactly what coverages extend to a Turo vehicle in many cases insurance providers may offer liability but not physical coverage for a rental car.