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Will my car insurance cover me if i deliver pizza. Acorn Insurance now offers competitive cover for those wanting to use their own car for delivery purposes. Unoless you told them your a pizza delivery driver in your own vehicle when taking out the policy. Its a mistake that could cost your job hundreds of pounds in fines and even your drivers license.
A standard car insurance or motorcycle insurance will not include cover in respect of pizza or fast food delivery. No Risk to Their No Claims. Certain companies will offer an endorsement for such situations that will insure a policyholder during the period that a vehicle is being used for work.
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Even if you arent responsible for an accident a police report would find out that you are driving commercially with personal car insurance and then you would be in serious trouble both from a legal standpoint and from a financial one. An unfortunate side effect of this is that most delivery drivers arent aware that they cant just jump in their car and start using it to deliver pizzas or curries. Ad Car Insurance Quotes from 110 Providers.
If you had an accident when driving your car to deliver pizzas your insurance company could refuse coverage for whatever damages you incur. There seems to be this gap where pizza delivery I would assume DoorDash and the like would be commercial because you are doing a 1099 is not something that anyone wants to cover. This is especially useful for those who want to use their own vehicle for delivering food.
Coverage can thus be denied if an accident occurs while the personal vehicle is being used to deliver items such as pizza. Temporary Delivery Drivers and Couriers. If you use your vehicle for business use at all you will need more than just a personal car insurance policy.
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