If youre renting a moving van which is similar in size to a passenger van theres a better chance that a personal auto policy would cover it but dont assume so.

Will my car insurance cover a rental truck. Does my credit card cover U-Haul trucks and trailers. Physical Damage Insurance and Rental Trucks While personal liability coverage does extend any physical damage coverage you carry on your private passenger cars will not extend to your rental. However you should check with your credit card company to be sure.

For instance you may find that the personal property coverage in your homeowners insurance policy provides some coverage for the belongings youre transporting but doesnt cover damage to the rental moving truck. You also have the option of purchasing coverage from the rental car company. For most customers however this isnt enough.

Rental car insurance often has diminished value coverage. Make a call to your insurance agent to ask whether your homeowners or car insurance policies extend to your rental moving truck. Again it may not be the case.

Look for similar coverages in your home province. However if you have collision and comprehensive on the vehicle on the trailer it should cover the car if its damaged during transport. This is mainly because a moving truck is not a private passenger car and does not meet the conditions to receive comprehensive or collision coverage.

Many auto insurance policies dont cover large truck rentals. Your regular auto insurance can extend to vehicles you rent on a temporary basis and drive for personal use. If the truck is damaged or youre injured while driving a rental truck.

See Rental Trucks. If you dont have diminished value coverage you may be on the hook for any loss of resale value caused by the accident. The driver may assume this covers any vehicle.