Again it may not be the case.
Will my car insurance cover a rental truck. You also have the option of purchasing coverage from the rental car company. Make sure youre not overpaying for auto insurance. However it depends on your specific policy.
For some insured drivers they have a clause in their insurance policy that covers them if they rent a passenger vehicle. If youre renting a car in a foreign country you may need separate or additional coverage. Compare rates today by entering your zip code above.
Rental car insurance often has diminished value coverage. NerdWallet points out that while many auto insurance policies cover rental cars its common for them to exclude cargo vehicles trailers and vehicles over a certain weight That means a truck rental probably isnt currently covered under your specific auto insurance. Rental Truck Insurance FAQ.
Before Moving Check With Your Current Insurance Provider. If youre renting a moving van which is similar in size to a passenger van theres a better chance that a personal auto policy would cover it but dont assume so. Physical Damage Insurance and Rental Trucks While personal liability coverage does extend any physical damage coverage you carry on your private passenger cars will not extend to your rental.
Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer. For most customers however this isnt enough. In most cases it does not.
Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight. Will my auto insurance policy cover a truck rental. The driver may assume this covers any vehicle.