That coverage may extend to your rental car as long as you drive it for personal use.
Will my auto insurance cover a rental car. Most people might find rental car insurance a wasteful use of money but this is not always the case. The caveat is that this coverage extends to the same limits of your personal auto insurance policy. If you are driving internationally you will have to purchase coverage elsewhere.
Apr 29 2019 another option to consider. Liability collision and comprehensive. Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car.
If your credit card company provides rental car protection it probably only covers cars. You would like to temporarily have protection you dont currently have such as emergency road service personal injury protection PIP or medical payment coverages. If you opt to add rental car coverage to your policy you will be given some money towards the cost of a rental car while your vehicle is being repaired.
If you need a new vehicle. Insurance you buy from the rental agency. This is an endorsement if your vehicle is getting repairs due to accident damage to pay for rental expenses.
These policies are available to protect the vehicle your personal belongings and liability. Does My Auto Insurance Cover Rental Cars. Your Home insurance provides coverage for any possessions you have in the car like a camera or luggage.
A note of caution the OPCF 27 is only valid for driving non-owned automobiles in Canada and the United States. Just know that this coverage typically only covers physical damage to the rental car so youll still need separate liability coverage. Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering.