Given that there are sometimes multiple people who have to review your auto insurance claim before you can be approved for coverage it might take several days or more to get your car repaired which means you could be in a rental for a while.

Will my auto insurance cover a rental car. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars. Theres no need to buy personal effects insurance from a rental car company. If you have rental reimbursement coverage your auto insurance will pay for a replacement rental car if your own breaks down or is in the shop due to a covered loss.

If you opt to add rental car coverage to your policy you will be given some money towards the cost of a rental car while your vehicle is being repaired. If your auto insurance policy includes the OPCF 27 you already have coverage for damage to a vehicle that you dont own such as a rental automobile. Liability collision and comprehensive.

Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering. Your personal car insurance has a very high deductible doesnt include adequate collision liability or comprehensive coverage or doesnt cover rental cars some dont. The coverage limits and deductibles on your personal policy also apply to your use of a rental car.

Does my credit card cover my rental car. Your Home insurance provides coverage for any possessions you have in the car like a camera or luggage. Does My Auto Insurance Cover Rental Cars.

A note of caution the OPCF 27 is only valid for driving non-owned automobiles in Canada and the United States. Car Insurance Cover Rental Car. The caveat is that this coverage extends to the same limits of your personal auto insurance policy.

This covers vehicles in your care custody and control including rentals if theyre stolen or damaged for you and anyone listed on your policy. Just know that this coverage typically only covers physical damage to the rental car so youll still need separate liability coverage. If you have renters or homeowners insurance these items may already be protected.