This is intended by most underwriters to cover the car rental while your vehicle is in the repair shop or grounded in your garage.

Will insurance cover rental car while car in shop. Most auto insurance policies offer rental reimbursement coverage for a nominal extra charge but sometimes auto insurance shoppers skip adding it to their policies. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision. In order for your regular car insurance to be extended to your rental vehicle you must obtain an SEF 27 or Legal Liability for Damage to.

The short answer is yes. OPCF20 QFE20SEF20 will provide a rental car if yours is in the repair shop due to a risk becoming a reality like a collision or vandalism. If your car is safe to drive rental coverage begins the day you leave your car at the body shop and ends the day your car is repaired or after 30.

The rental car cost may be covered if you opted to purchase rental reimbursement insurance. Loss of use means the money the rental car company is losing while the car is in the shop. A covered loss is a claim or incident that is covered under the terms in your policy.

This rental reimbursement coverage provides a per-day limit for a specified time such as 30 per day for 30 days. Youre typically covered between 30-60 per day for up to one month. If your car needs to be in the shop for a while after an accident you may need to rent a car.

Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover as much. Its a good idea to purchase coverage if. Does My Auto Insurance Cover Rental Cars.

A rental car will only be covered by your insurance if you have rental car reimbursement also called substitute transportation coverage or loss of use coverage as part of your auto policy. You dont have an Auto or personal property policy with us. Bow Valley Insurance strongly advises that you consult your insurance provider before renting a vehicle anywhere.