Rental Car Coverage On Own Insurance If you are involved in an accident you may have purchased rental car coverage on your own policy.
Will insurance cover rental car after accident. Ad Compare and Get the Best Deal. Personal accident insurance If your health plan includes accident-related injuries and if you have PIP or MedPay coverage on your car insurance policy it would protect you in a rental car just as it would in a car you own. However Please note that this is not a standard type of insurance on a Georgia car insurance policy.
You will however be asked to contribute towards the cost of these repairs which is your excess. In the event of an accident hire car excess insurance covers the first part of any claim otherwise known as the excess. Car insurance companies including GEICO may help cover the cost of a rental car after an accident.
Your rental car should be comparable to your car. Adding Rental Coverage Pays Off Rental coverage pays for the cost of a rental while your vehicle is repaired after an accident. Ad Compare Insurance Quotes For A Range Of Cover Types With Compare The Market.
If the negligent drivers insurance company is paying for your car rental and your vehicle is totaled you should be aware that the adjuster will not authorize a car rental for more than a few days after they make a reasonable offer or settle your claim. For example when it comes to liability insurance if you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for. Up to 90 Cheaper than Excess Waiver Cover from the Car Hire Desk.
General Rental Car Tips for After Car Accidents. If your car is a total loss you need to be aware that at-fault insurance companies will only let you stay in a rental car for a few days like 2-3 after they make you an offer on your cars fair market value. This means that some if not all of your rental car costs may be covered.
If you were not at fault in the accident discuss your rental needs with the adjuster. Its important to note that if your car has to be in the repair shop following an accident your auto insurance wont automatically cover the cost of your replacement rental car. This is covered under your damage waiver.