Whether this kicks in or not depends on whether your loss is covered by insurance.

Will insurance cover a rental car if my car breaks down. Its important to make sure you can continue living life without disruption. Rental Reimbursement or Transportation expense on your personal auto insurance is to pay or reimburse you for a rental. If you need a new vehicle.

When Will Insurance Not Cover Breakdowns. As long as you have personal injury protection or medical payments coverage on your auto policy and reliable health insurance you may not need this coverage. Insurance policies only cover rental cars after a covered loss.

And this is where things get tricky. In general your ordinary car insurance plan will not cover breakdowns. Rental car fees for breakdowns caused by mechanical issues are generally left for you to cover.

However rental reimbursement coverage helps to pay for the cost of a rental car or alternate transportation after a covered claim. Car insurance is only in case of collisions or other accidents. Insurance providers will cover the cost of the rental vehicle until your car is back on the road or until your insurance coverage limit runs out whichever comes first.

For example if you need a car while yours is being fixed after an accident this coverage helps with the costs of renting a car or paying for other transportation such as bus or train fare. The only thing that isnt covered. Rental reimbursement coverage will cover the cost of a replacement rental car while yours is being repaired after a covered claim.

Not likely unless the breakdown is related to a claim. This covers your medical bills in the event of a crash in the rental car. If you vehicle is disabled due to an accident your insurance covers rental reimbursement coverage can help get you back on the road while your car is being repaired.