Car insurance is only in case of collisions or other accidents.

Will insurance cover a rental car if my car breaks down. Rental car coverage if you have it on your policy is ONLY for covered claims accident theft etc. With MBI youre covered for repairs to all mechanical parts of your car. Collision Damage Waiver CDWLoss Damage Waiver.

In general your ordinary car insurance plan will not cover breakdowns. For example when it comes to liability insurance if you cause an accident while driving the rental car your liability insurance would pay up to your policy limits for the damages done to other cars or property. Rental coverage can help with that.

Will your insurance pay for a rental car if your car breaks down. If you get stranded on the. Find out what to do if your rental car breaks down and needs to be towed to a repair shop or rental office.

Auto insurance may cover comprehensive and collision breakdowns. Unfortunately that is not how rental reimbursement coverage works. If your car needs a new muffler brakes etc.

Rental car fees for breakdowns caused by mechanical issues are generally left for you to cover. Whether this kicks in or not depends on whether your loss is covered by insurance. Some insurance companies offer something called mechanical breakdown insurance or MBI.

Rental reimbursement coverage will cover the cost of a replacement rental car while yours is being repaired after a covered claim. If you are asking if your car insurance will cover insurance in a rental car while your car gets fixed that depends on your policy. If your car breaks down because of an insured loss like vandalism or a rock flying into your radiator then your insurer will cover the cost of arranging alternate transportation.