Adding an experienced good driver will not likely increase your premiums much.
Will adding a driver increase insurance. You let your adult child take your car with her when she moved to another state. Adding a second driver to your car insurance policy will likely raise your premiums but it can also save you a world of grief if your car is in an accident when someone else is behind the wheel. If the driver is experienced and without traffic tickets or accidents on their record the increase will be minimal.
In fact it might bring your premiums down. Age and Experience Matter. Adding an inexperienced named driver to your policy will usually push your premiums up.
How much more will depend on how risky the insurance company considers the additional driver to be. In most states there is a significant rate impact when adding a teen driver to an auto insurance policy but there are things parents and teens can do to offset these increases. It could take your premium down or in the case of adding a young driver potentially increase your premium.
Sure its easy to put off a call to your agent and let your child move away with a family vehicle but its not advised. 30 money-saving motoring tips How to reduce new-driver car insurance costs. Age and driving experience are important factors that determine how much of an increase.
But thats usually not a good plan of action. If someone crashes your car and the insurance company finds out you should have listed them as a secondary driver you could face some hefty consequences. The amount of increase in your premiums may vary depending on a number of factors including your insurer the type of vehicle youre adding your driving record and your ZIP.
In Norway the vehicle owner should provide the minimum of liability insurance for his cars of any type. Auto insurance is pricey enough within the normal course. You can expect your auto insurance premiums to change if you add a driver to your policy.