Reasonable expenses incurred for necessary medical and funeral services sustained by the insured are covered under medical payments in a Personal Auto Policy Coverage applies to any occupant of the insured vehicle and also to members of the insureds household as pedestrians when struck by a motor vehicle or as an occupant of another persons vehicle.

Which vehicle is covered under part b - medical payments of the personal auto policy. Medical payments coverage is part of an auto insurance policy. Essentially it guarantees that all medical or funeral expenses of the insured and the occupants of the insureds vehicle will be covered if they sustain bodily injuries or die as a result of a car accident within three years of the accident. Also known as medical payments coverage or MedPay coverage applies no matter whos at fault.

Medical payments also known as med pay coverage is a legal requirement in some states. This treatment discusses part B of the personal auto policy PAP. The personal automobile policy PAP is a comprehensive six-part automobile insurance policy designed to be easily understood by the typical insurance purchaser.

If you only purchase 5000 in medical payments coverage your policy will only pay out up to 5000 per person per accident. Medical payments or personal injury protection PIP This coverage pays for the treatment of injuries to the driver and passengers of the policyholders car. In Part B of PAP the company agrees to pay.

Personal Auto Policy Flashcards Preview Insurance Chapter 6. J has a personal auto policy with Liability limits of 5010025 UMUIM limits of 50100 a Medical Payment limit of 5000 and Comprehensive and Collision deductibles of 500. If the medical expenses exceed 5000 you will be back to paying out of pocket for medical costs.

Medical payments coverage Part C. Its there to protect others not you. The insurance company promises to cover all medical X-ray surgical dental or funeral expenses that the insured or the passengers in the insureds automobile have sustained.

Medical Payments Coverage. The good news is that medical payments coverage is so affordable. The policys first four parts identify the coverage provided.