Thats why were here.

What is third party property car insurance. The main thing you get with Third Party Property Damage Insurance is liability cover. This includes death and coverage will. Unfortunately accidents often result in legal proceedings and lawsuits.

A third party car insurance covers the insurer against any damage or legal liability caused to a person or property other than the one insured. Whats Third Party Property Damage Insurance for. QBEs Third Party Property Damage Car insurance also known as third party provides cover for damage caused by the use of your car to someone elses vehicle or property.

Third-party liability insurance has many names which can make it difficult to understand and what it actually covers on your car insurance policy. Basically third-party insurance is liability coverage thats purchased by a consumer first party from an insurance company second party to protect against claims from other people third party for injuries or damage the first party causes. Except for our Damage caused by an uninsured driver standard feature or unless you have extended your policy to cover fire and theft up to 10000 this policy doesnt cover damage to your car.

Third-party liability coverage is the portion of an insurance policy that protects you if youre sued or threatened to be sued for a physical injury or damage to someone elses property. It acts as a cover on behalf of the insured person. Written by Stephanie Fereiro Published on.

Repair or replacement costs for damage to other peoples property. Legal liability coverage auto liability insurance third-party liabilitywhatever the term its referring to an insurance policy that protects you against the financial repercussions of being sued for physical injury or damage to someone elses property. Third Party Property Damage Car Insurance covers damage you cause to other peoples vehicles and property while behind the wheel.

However damage to your vehicle will not be covered and you will need to pay the bill yourself to get things fixed. This cover is different to Compulsory Third Party insurance CTP. Third Party Car Insurance covers you for damage to another persons car or property caused by the use of your car - say a neighbours inconveniently placed fence or letterbox - and youre at fault.