Third party car insurance protects you in the event you damage someone elses vehicle or property.

What is third party car insurance nz. If you accidentally crash into someone elses car while youre driving youre usually liable for the damage to their vehicle. Voted Most Trusted General Insurer by NZers for 11 years running. Unlike comprehensive car insurance your car will not be repaired or replaced if you caused the accident.

Get a Third Party insurance quote from New Zealands Most Trusted General Insurer. Third Party Car Insurance Third Party Insurance is not about protecting your car. For this reason third party insurance is more affordable.

States third party car insurance covers your legal liability if you damage someone elses property or accidentally injure someone when youre driving your car or another vehicle. Legal liability protection for damage you cause. No-claims and no-blame bonus If youve been claim free for 12 months youll receive a no claims bonus.

It covers you if. Third-party is defined as car insurance which covers you for damage to other peoples property for example their car or home up to a certain limit eg 20 million. Looking for a car insurance comparison.

However it does not cover the cost of any damages to your own car. In New Zealand theres no need for third party insurance to cover injuries because we already have a form of compulsory insurance that covers injuries caused by a car accident. Provided theyre approved in advance by us well also cover the costs of your legal defence.

This type of car insurance serves as a middle ground between the pricier comprehensive option and the budget third-party option just with fewer features. Car insurance is not compulsory to drive on New Zealand roads. Your vehicle will be covered against fire and theft and also Third Party cover in case you damage someone elses vehicle or property.