You either plug a telematics device into your car or download an app on your smart phone and the insurance company can monitor your acceleration braking and mileage.

What is the cheapest car insurance for first time drivers. First-time drivers pay 872 on average for their car insurance in their first year on the road. Some companies offer a five percent discount simply for signing up to a UBI program. Other than risk here are a few important factors used to calculate the cost of your car insurance.

The cost can be particularly high for new drivers under 25 because statistically 17-24 year old car occupants have a higher accident fatality rate than 25-74 years olds. Smaller cars and SUVs tend to be more affordable to insure in Canada. The savings can be considerable.

The Mazda CX-3 and Honda CR-V are excellent options to get low insurance rates. Heres how it works. Although the cost of auto insurance for first time drivers is going to be much higher than that for experienced drivers buying car coverage is mandatory.

There are a lot of affordable cars available especially if you have a good driving record. 44969 Whether its the first-generation car 2005-14 or the latest model pictured the Citroen C1 has long been a popular choice with young drivers. Another classic first car choice the latest iteration of the Ford Ka still appeals to new drivers.

Since insurance companies look first at your driving record when setting rates car insurance for new drivers is usually more expensive than for other demographic groups. Citroen C1 - average annual premium. A Few Final Thoughts on the Cheapest Car Insurance for First Time Drivers.

Belairdirect also offers some of the lowest quotes for first-time drivers. As a new driver looking for insurance you need to understand how the typical costs of car insurance are calculated. Spending the time to shop around is well worth it.