This policy provides financial assistance which helps coverage of medical expenses and employment loss coverage as well in the event of a car accident despite the fault.

What is personal injury protection benefits. Personal injury protection coverage is a type of auto insurance thats available in states with no-fault or add-on insurance laws. Lets take a closer look at the personal injury protection definition. OBJECTIVE TO RAISE AWARENESS What do the benefit rules say about Personal Injury Payments.

It covers accidents but is not the same as personal accident insurance. Requirements for this coverage vary from state to state. PIP covers some or all of the funeral expenses if necessary as well.

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Personal injury protection PIP also known as no-fault insurance helps cover expenses like medical bills lost wages or funeral costs after a car accident no matter who is at fault. This coverage helps address your immediate medical expenses after a collision and is included as a benefit that you pay for with your insurance premiums. Personal injury compensation is actually ignored by the government for the first 52 weeks after you receive the award whether its an interim or final settlement but the rules are quite strict on how you spend it within that period you must not deplete or deprive the capital and then claim benefits.

There are some differences in how personal injury protection PIP works and how health insurance works however. Personal injury protection will cover lost wages and other costs that would not be covered by even the best health insurance. This valuable coverage may help defray your costs if youve been left with steep medical expenses after a car accident.

What exactly is Personal Injury Protection PIP coverage. Personal accident insurance is often confused with payment protection insurance PPI and income protection insurance. Personal injury protection PIP insurance covers medical expenses lost wages and household expenses after a covered driver or their passengers are injured in a car accident.