The personal auto policy PAP is a standardized design for auto insurance.

What is personal auto insurance policy. Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. The purpose of a car insurance policy is to allow you to drive legally while protecting you and your passengers in the event of an accident. For example if someone sues you or you need to go to court to get money back from an uninsured driver.

These policies offer coverage for liability medical payments damage to the vehicle and damage from uninsuredunderinsured motorists. Recommended by 938 Of Users. 51 rows The numbers on your auto insurance policy represent your coverage limits.

Ad 5 Star Rated Comprehensive Car Insurance Awarded By Defaqto 2021. Ad We Have Invested Our Own Money To Cut Car Insurance Prices With A Range Of Insurers. If you dont have business vehicle insurance and are involved in a serious accident your personal auto insurance policy may not provide enough liability protection for you or your employees.

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97 Of Customers Would Buy From Us Again. Put Yourself in the Drivers Seat and Take Control of Your Finances. Requirements for this coverage vary from state to state.

An auto insurance policy will cover you and other family members on the policy whether driving your car or someone elses car with their permission. Ad Whether Rain Or Shine Well Have Your Car Insurance Covered. In exchange for your paying a premium the insurance company agrees to pay your losses as outlined in your policy.