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What is non owned auto insurance. Typically companies that have employees who do company business with their own cars often purchase this type of policy. Non-owned auto insurance covers bodily injury and property damage caused by a vehicle you hire including rented or borrowed vehicles or caused by non-owned vehicles vehicles owned by others including vehicles owned by your employees. Non-owner car insurance is a liability policy for those who drive but dont own a car.
Put Yourself in the Drivers Seat and Take Control of Your Finances. Both types of auto insurance protect you and your employees against many dangers and risks including any damages to the vehicle or bodily injuries to any of the passengers that occurred during the accident. Non-Owner Policy Coverages The most apparent difference between a non-owner car insurance policy and the usual personal auto policy is that a non-owner policy is primarily third-party coverage whereas a personal auto policy provides first-party and third-party coverage.
This coverage can be added to your business automobile policy or added to your general liability policy. Ad Whether Rain Or Shine Well Have Your Car Insurance Covered. It is liability coverage for bodily injury and property damage caused by a vehicle you hire rental vehicles and borrowed vehicles or caused by non-owned vehicles not owned by the business like employees vehicles while in use in the course of your business.
Non-owner auto insurance rates are often 5 to 15 cheaper than those for a standard policy. Ad Our Auto Insurance Policies Are Flexible and Convenient. Ad We Have Invested Our Own Money To Cut Car Insurance Prices With A Range Of Insurers.
It protects the company from the liability of losses sustained by an employee driving a non-owned automobile on company business. Non-Owned Car Liability Coverage ENOL is a commercial auto policy designed to protect companies whose employees drive personal vehicles for business. Let us Help You Save Money and Get a Better Deal.
Ad We Have Invested Our Own Money To Cut Car Insurance Prices With A Range Of Insurers. The company also has the option of Unlimited Non-Owned Car Coverage UNOC which serves as additional protection for drivers who choose to rent vehicles. Non-owned automobile insurance is automobile insurance for cars the policyholder does not actually own hire lease rent or borrow.