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Fund transfer is done between two accounts of the same bank and it happens instantly.
What is difference between imps and neft transfer. On the other hand when using IMPS the maximum value of the transfer is Rs. The main difference between NEFT and IMPS lies in their availability process and the maximum limit for transferring funds. The transfer of funds is completed immediately via IMPS.
IMPS can be completed by using internet banking or mobile banking. NEFT is an electronic fund transfer system which operates on a DNS Deferred Net Settlement basis which settles transactions in batches. Type of settlement in IMPS and NEFT.
NEFT is like defer. NEFT stands for National Electronic Funds Transfer. NEFT service available only if the receiving bank branch is NEFT enabled.
NEFT transfer is free. IMPS on the other hand transfers funds using a one-on-one arrangement. These are NEFT National Electronic Funds Transfer 1 IMPS Immediate Payment Service and RTGS Real Time Gross Settlement.
NEFT operates in hourly batches where the transactions are not settled at the same moment rather the processing takes some time. NEFT stands for National Electronic Fund Transfer. You can transfer amounts as low as you want any time you want with instant results.
Using IMPS you can transfer comparatively lower amounts up to Rs. It allows for a one-to-one funds transfer from one person to another. Various digital banks in India use IMPS services to transfer money.
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