Subject always to the condition that the Insurer shall be liable only under the sections or subsections of the following Insuring Agreements A B C for which a premium is specified.

What is covered under specified perils. What makes this different from Comprehensive coverage. Specified perils pays only for losses caused by perils specifically listed in your policy. You have protection for the perils specifically listed in your policy.

Specified perils provide protection only for losses caused by. Aircraft or vehicle impact. Specified Perils protects you from loss or damage to your vehicle from.

Keep in mind that if one of these perils happens to your stuff outside of your home youll also be covered. Natural disasters and weather Fire damage and explosions. A specific cause of damage or injury.

Here is what it includes. In homeowners insurance a peril is a hazard and event that causes loss or damage. This covers damage to your vehicle caused by fire lightning windstorm or earthquake.

Vandalism that may be slashing the tires keying scratches on the body paint Natural calamities such as a tornado hurricane flood hail etc. I always recommend comp because it includes those perils and all other risks of loss not excluded. A covered peril is included in your policy.

In the insurance world a peril has a very particular meaning. The term specified perils is used by insurers on material damage policy to define the cover under the policy. Musical instruments that were in the trunk.