Personal Auto Policy Sections Exam Prep Person Uninsured

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It may also cover funeral costs.

What is covered under a personal auto policy. Each extends different coverage. Personal items that are damaged in your vehicle or stolen from it arent covered and most policies specifically mention the exclusion of coverage. Risks often covered under a CAR policy include flood wind earthquakes water damage and mold construction faults and negligence.

Thus when driving the employer-owned company vehicle there is no coverage under his personal auto policy. At its broadest PIP can cover medical payments lost wages and the cost of replacing services normally performed by someone injured in an auto accident. For purposes of this policy a private passenger type auto pickup or van shall be deemed to be owned by a person if leased.

J has a personal auto policy with Liability limits of 5010025 UMUIM limits of 50100 a Medical Payment limit of 5000 and Comprehensive and Collision deductibles of 500. Under a written agreement to that person. Personal Auto Polices have four distinct coverage parts.

Under this provision people who are given express consent to drive a vehicle may be covered but coverage isnt guaranteed. They are in quotation marks when used. Get In Touch Today And Save.

Participating Garages Only Geographic Restrictions Full TCs Apply. And For a continuous period of at least 6 months. Participating Garages Only Geographic Restrictions Full TCs Apply.

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