Legal fees and lawsuits as a result of the accident.

What is covered by 3rd party car insurance. What Is Covered Under Third Party Car Insurance Policy. Coverage extends to their actual physical injuries pain and suffering. You would be liable for the damage caused to the car youre driving.

Premium is fixed by the IRDA and is constant across the insurance companies. The own damage covers the loss or damage to the car due to insured perils while the third party covers the death of third party. A 3rd party car insurance policy is a legal requirement for driving a car in India on public roads.

Third party car insurance covers injuries or death of third parties due to an accident. Third-party liability car insurance prevents you from paying for the damage out-of-pocket and is the only type of car insurance thats mandatory across Canada. Third-party insurance provides coverage when you are responsible or at fault resulting in property damage or personal injury.

Bodily injury liability BIL and property damage liability PDL. Otherwise those costs are on you. Third Party Property Damage provides cover for your legal liability for loss or damage to another persons vehicle or property - however it does not cover damage to your car.

In the past most comprehensive car insurance policies included driving other cars DOC giving drivers third party policy protection when driving other peoples cars with their permission. In other words when you purchase this coverage its designed to protect you financially if someone files a claim against you. If you have an accident the policy will cover only damage to the other car.

The third party is the basic car insurance policy which at least has to be carried by every car owner while driving. This policy safeguards the interests of those who might be injured or whose property might be damaged because of an accident involving the insured vehicle. This meant it was legal to drive another car without being a named driver but that you could be liable for the full cost of any damage to the vehicle.