These are set out on the following pages of this handbook for your information.

What is an exclusion policy. Such policy statements are included in the OCP Bylaws for Electoral Area D F H and I. While most exclusions can be found after the main coverage sections in your policy named perils personal property personal liability additional coverage and medical payments to others youll also notice exclusions in the definitions conditions. Exclusion of children for five days from onset of rash does not slow down the spread of chickenpox.

-Faulty workmanship if any insured has performed any construction installation demolition etc. The intent that is referred to is the intent to cause harm not the intent to do the act. Children are most infectious 1-2 days before the rash and when feeling ill.

The exclusion policy and an up to date list annex 2 of excluded companies and countries are available on Robecos website. Insurance exclusions are policy provisions that waive coverage for certain types of risks or events They are an important way that an insurer can narrow the range of coveragewith an exclusion clausefor risks that they are unwilling to cover. Policy regarding management of pediculosis in students and classrooms.

Exclusion Policy The National Health and Medical Research Council have laid down specific guidelines for the recommended minimum periods of exclusion from childcare facilities for cases of and contact with infectious diseases. The Professional Liability policy will not cover these services. However you can access.

These are the conditions excluded from the insured event to avoid losses to the company. Exclusions are the cases for which the insurance company does not provide coverage. An Intentional Act Exclusion is a clause in a liability insurance policy that excludes coverage for injuries intentionally caused by the insured.

In short exclusions are policy provisions that narrow the scope of coverage by excluding specific risks. -Claims by certain persons or entities an insured cant sue an insured so there is an exclusion on the Professional Liability policy so that this does not occur. It includes discussion of a variety of diseases and an exploration of exclusion and re-admission criteria.