Medical expenses for others involved.

What injury is covered by the medical costs for auto medical payment in personal auto insurance. Medical payments coverage is a type of car insurance policy that covers the bodily injury and medical expenses incurred in a collision. Personal injury protection and medical payments both cover medical care for car accident injuries. In addition only a few states that are not no-fault states have this coverage as an option.

A PIP policyholder can use the insurance to pay for their own medical bills from a car accident and in some cases they can also use this coverage to cover lost wages and funeral expenses. It is not the same as auto liability insurance or health insurance. Medical payments sustained by the injured driver or the driver at fault should be covered by the medical portion of the auto insurance policy.

Here are the types of things bodily injury insurance can cover. Personal Injury Protection or PIP also provides coverage for medical expenses that are associated with a car accident. Your insurance will help cover things like emergency medical care hospital bills follow-up doctor or hospital visits and medical equipment costs such as the cost of wheelchairs crutches or braces.

You can make a. No fault car insurance means that your own automobile insurer will pay some or all of your medical bills if you get into a car accident often more promptly than in traditional fault states regardless of who was at fault for the accident up to the limits of your no-fault coverage. This covers other people that you would be responsible for if you caused a car accident but it does not provide any compensation for you.

Medical Payments MedPay and Personal Injury Protection PIP insurance helps pay for medical services after a car accident. However there are two very important issues that arise when insurance pays for medical expenses. However PIP insurance generally provides more coverage than one receives with Med Pay.

Auto Medical Payments insurance coverage pays for relatively small amounts of medical expenses on a no-fault basis. The auto insurance company must pay for the medical care of the people injured in an auto accident. PIP and MedPay coverage are optional in most states.