Certain major insurance companies like State Farm and Allstate insure all dog breeds so while youre shopping around for home insurance you should ask if there are any dog breed exclusions.
What homeowners insurance companies cover pitbulls. State Farm is the insurance company with the most widespread reputation for accepting dogs of all breeds including pit bulls under its homeowners insurance policies. Additionally the company determines whether to provide coverage based on a dogs previous bite history meaning that most pit bulls with a clean track record qualify for coverage. Alternative ways to insure your pit bull.
The following insurance companies state they have pit bull insurance as best as i understand the information i read. Amica does not exactly have a blacklist but the company is still wary of certain breeds like German Shepherds Rottweilers and Pit Bulls. In general home insurance companies range.
USAAs homeowners and renters insurance policies dont enforce any dog breed restrictions. It didnt come as a surprise to me that this agency is well-loved by Pitbull owners. Its not just their reputation though.
In fact some companies like Esurance simply wont insure you if you have a pit bull. On top of their breeds covered list is Pitbulls. Pit bulls in particular have a bad reputation because of their use in illegal blood sports as fighting dogs.
In michigan and pennsylvania home insurance companies are prohibited by state law from discriminating against certain dog breeds. Unfortunately many pit bull owners are faced with a type of breed bias that comes in the form of insurance companies that will not cover their dogs under their homeowners insurance policies. There are also a few homeowners insurance companies that reviewers had difficulty getting coverage for their pit bull from.
Pit bull-friendly home insurance options. Other breeds that are often on the list include German Shepherds Rottweilers Doberman Pinschers and Huskies. According to reviews Liberty Mutual is a company that may cover your pit bull but may charge you a higher rate.