The following insurance companies state they have pit bull insurance as best as i understand the information i read.
What homeowners insurance companies cover pitbulls. Get Homeowners Insurance That Allows Pit Bulls With These 7 Companies First Quarter. Alternative ways to insure your pit bull. In fact some companies like Esurance simply wont insure you if you have a pit bull.
Homeowners Insurance companies tend to stay away from insuring pit bulls not because of what they might do but of the potential damage that they will cause if and when there is an incident. Home Insurance Companies That Cover PitbullsHowever contrary to popular belief these insurance company restrictions known as blacklists do not only apply to pit bulls. Some insurance companies dont offer home insurance coverage for pit bull owners but that doesnt mean you cant find homeowners insurance if you own a pit bullThe average cost of a dog bite claim is more than 37000The coverage available will be determined by your home insurance liability coverage limits which are usually between 100000 and 300000 and your medical payment coverage.
Although many homeowners insurance companies will not insure pitbulls some companies evaluate coverage on a case-by-case basis meaning you could find a company to provide homeowners insurance. It is important to shop around to find the policy thats right for you and your pit. Unfortunately many pit bull owners are faced with a type of breed bias that comes in the form of insurance companies that will not cover their dogs under their homeowners insurance policies.
Lester Kalmanson Agency is a company that covers all dog breeds. Certain major insurance companies like State Farm and Allstate insure all dog breeds so while youre shopping around for home insurance you should ask if there are any dog breed exclusions. Pit bulls in particular have a bad reputation because of their use in illegal blood sports as fighting dogs.
Those companies include American Family Horace Mann Progressive and The Hartford. Amica does not exactly have a blacklist but the company is still wary of certain breeds like German Shepherds Rottweilers and Pit Bulls. Also they offer liability insurance to landlords renters homeowners and commercially-owned dogs.
If you are denied coverage because of your pit bull you should shop around to find a more lenient insurance company. In general home insurance companies range. There are also a few homeowners insurance companies that reviewers had difficulty getting coverage for their pit bull from.