In general home insurance companies range.
What homeowners insurance companies cover pitbulls. Get Homeowners Insurance That Allows Pit Bulls With These 7 Companies First Quarter. In fact some companies like Esurance simply wont insure you if you have a pit bull. Some insurance companies dont offer home insurance coverage for pit bull owners but that doesnt mean you cant find homeowners insurance if you own a pit bullThe average cost of a dog bite claim is more than 37000The coverage available will be determined by your home insurance liability coverage limits which are usually between 100000 and 300000 and your medical payment coverage.
Certain major insurance companies like State Farm and Allstate insure all dog breeds so while youre shopping around for home insurance you should ask if there are any dog breed exclusions. Home Insurance Companies That Cover PitbullsHowever contrary to popular belief these insurance company restrictions known as blacklists do not only apply to pit bulls. Homeowners Insurance companies tend to stay away from insuring pit bulls not because of what they might do but of the potential damage that they will cause if and when there is an incident.
State Farm is the insurance company with the most widespread reputation for accepting dogs of all breeds including pit bulls under its homeowners insurance policies. For example if your home insurance covers liability up to 100000 an umbrella policy could extend coverage. Pit bull-friendly home insurance options.
Amica does not exactly have a blacklist but the company is still wary of certain breeds like German Shepherds Rottweilers and Pit Bulls. Also they offer liability insurance to landlords renters homeowners and commercially-owned dogs. It is important to shop around to find the policy thats right for you and your pit.
An umbrella insurance policy is designed to serve as a supplement to your existing homeowners insurance by providing you with a greater liability policy limit. Pit bulls in particular have a bad reputation because of their use in illegal blood sports as fighting dogs. Although many homeowners insurance companies will not insure pitbulls some companies evaluate coverage on a case-by-case basis meaning you could find a company to provide homeowners insurance.
In michigan and pennsylvania home insurance companies are prohibited by state law from discriminating against certain dog breeds. On top of their breeds covered list is Pitbulls. The following insurance companies state they have pit bull insurance as best as i understand the information i read.