If however youre in an accident that does have to be reported then you must file a report at a collision reporting centre within 24 hours of the collision.

What happens if you get in an accident and you don't have insurance. UIM bodily injury and UIM property damage. So what happens if you get into an accident and are injured without any health insurance. Because you do not have insurance to protect you you will generally be financially responsible for the other drivers expenses including medical bills and property damage.

Car insurance will cover legal fees but if youre uninsured that would also be an out-of-pocket expense. Depending on the type of accident you may be responsible for the damage done to your vehicle if you dont have comprehensive insurance. However recovering compensation isnt always impossible and there may be.

You get into n accident without a license is all. Uninsuredunderinsured motorist insurance UMUIM provides coverage if you are in an accident and the driver that causes the accident either doesnt have insurance or doesnt have enough insurance to fully cover the damages. But if you cause an accident and dont have auto insurance you may be at risk of being sued by the other driver for the cost of damages.

If you were the at-fault driver in the accident and you dont have insurance youll have to pay out of pocket for any damage or injuries you caused even though you dont have coverage the other driver has the right to recover damages from you meaning they can sue. Find out why here. The combined damage to the vehicles exceeds 2000 CAD.

Insurance coverage is not bound by a citation for no license. Take a moment to check yourself and any passengers for injuries and if youre able move your car to a safe spot. If youre driving an uninsured vehicle and get into an accident you will have to come up with the money to pay for all the damages involved out of your very own pocket.

Add uninsured motorist coverage or collision coverage to your auto policy to protect you against these damages. If the car had insurance and you were a permissive user than coverage would still apply. Many people are stuck in this situation after an auto accident and are confused about their options.